Support the Homeowner Flood Insurance Affordability Act
Please Take Action today and tell your Member of Congress and Senators that NAR supports the “Homeowner Flood Insurance Affordability Act.”
The Problem: Congress provided a 5-year reauthorization of the National Flood Insurance Program (NFIP), but severe implementation problems threaten to undermine real estate transactions where flood insurance is required to obtain a mortgage. New NFIP rate structures have caused serious confusion and hardship for property owners. The Federal Emergency Management Agency (FEMA) continues to delay and miss deadlines. The legally required transition to true risk rates has plagued consumers with increases in rates beyond what anyone imagined possible.
Read The Solution...
Wright Flood Explains Changes in NFIP
If you missed our August 29, presentation on changes to the NFIP,
Follow this link to the Slides From That Presentation
Alternatively you can review a similar presentation (41 mins.) from Wright Flood that was archived on YouTube. CLICK HERE and Thanks to JE Brown Associates, Walnut Creek, CA, July 10, 2013
Hurricane Sandy Specific Information
Keep up on the latest information for Beachfront Replenishment issues.
Army Corps of Engineers Manasquan Inlet to Barnegat Inlet
Army Corps of Engineers Barnegat Inlet to Little Egg Harbor Inlet
NJ DEP Coastal Engineering Home Page
NJ DEP Long Beach Island FAQ
Keep up on news regarding the progress of rebuilding Route 35 from Pt. Pleasant Beach to South Seaside Park
FEMA has published a tool specifically for our area to help in planning your recovery and rebuilding efforts. Use the ABFE Tools to see what your flood elevation (BFE) is now and what it is proposed to become (ABFE). Click HERE for Flood Elevation Tools
Flood Insurance Calculators based on your CURRENT FLOOD ZONE are online at floodsmart.gov. Just enter your full address. Click Here, the tools are near the bottom of the web page.
FEMA Publishes Updates to NFIP Rules
Effective March 26, 2013, the latest explanation of changes to NFIP. CLICK HERE Flood Insurance Reform Act Fact Sheet Link
Flood Elevation FAQs: New Jersey’s Emergency Flood Elevation RuleThe adoption by Gov. Christie of the ABFE maps invokes several benefits and obligations by Rule. This gives a property owner a streamlined process through the NJDEP and CAFRA approval process for any reconstruction.
Click HERE to access the FAQ’s
BROKERS: Be sure to look to the OFFICIAL Municipality websites for the most up to date information on the status of any beachfront community.
Toms River has published documents relating to receiving an official Declaration of Substantial Damage, which has important considerations on rebuilding your damaged home. Check with your municipality for similar information.
Check out this YouTube replay of a presentation by Municipality of Toms River on factors involved in Elevating a structure. CLICK HERE approx. 1 hr. 11 min.
State of NJ DCA The ReNew Jersey Stronger Call Center has been established to assist those with questions on DCA Sandy Resources or funding applications. Call 1-855-726-3946
Landlord Incentive Program This program provides rental property owners roughly the difference between 30% of a tenant’s monthly income and federal fair market rents each month over a two-year period and allows rental property owners to provide affordable rental housing.
Sandy Homebuyer Assistance Program Nov. 15, 2013, Applications are no longer being accepted.
Hazard Mitigation Grants Program (HMGP) Sept. 16, 2013, Applications are no longer being accepted.
Homeowner Resettlement Aug. 1, 2013, Applications are no longer being accepted.
Reconstruction Rehabilitation Elevation and Mitigation Grants (RREM) Aug. 1, 2013, Applications are no longer being accepted.
Landlord Rental Repair Program Nov. 15, 2013, Applications are no longer being accepted.
New Jersey Hope and Healing if you or someone you know is troubled by the events of Hurricane Sandy, the state has a toll free helpline. Read about other NJ Dept of Human Services programs.
New Jersey Office of Emergency Management Pages keep up on programs and notices from the state regarding Hurricane Sandy.
New Jersey Clean Energy Program offers an additional rebate to homeowners that may have been effected by Hurricane Sandy. The rebates are zip code based, and apply to heating and cooling systems as well as washing machines. CLICK HERE FOR REBATE DETAILS.
For more information we are reposting the presentation materials from the recent seminar at the Ocean County Library, Toms River.
NJBPU Hurricane Sandy Storm Response Overview Slides
NJ Natural Gas Save Green Presentation
Welcome to the Ocean County Board of REALTORS® website. The Ocean County Board of REALTORS® serves nearly 2,500 agents from 200 offices. Chartered by the National Association of REALTORS® in 1934, the Ocean County Board of REALTORS® has a long standing tradition of representing the community in real estate matters. Read more about the Ocean County Board of REALTORS®